Spring cleaning your finances? Don’t forget your mortgage!
Our Top Money-Saving Tips for 2020 Include Checking Your Mortgage Rate As we get settled into 2020, it’s probably a good time to start planning for the year ahead. New Year’s Eve and the new year celebrations already feel like [...]
How To Sell Your House Quickly
Selling your house quickly, a handy guide for homeowners It’s getting towards that time of year when people begin to think long and hard about selling their home, and moving onwards and upwards. Spring time in the UK is traditionally [...]
Planning your house move: a how-to guide.
Planning a house move in 2020? Let us help you. Let’s face it, by this time of year most people’s New Year’s Resolutions have vanished in a Hogwarts-like puff of smoke. Started a diet and stopped already? Check. Dry January [...]
Mortgage In Principle Offers UK
What is a Mortgage In Principle? A Mortgage in Principle, also referred to as an Agreement in Principle (AIP) or a Decision in Principle (DIP) is a written estimate from the lender, giving you an indication of what you could [...]
Follow these tips to get out of debt after Christmas
What can you do to manage your finances post-Christmas? Christmas is a fabulous time of year, and one we should all be able to relax and enjoy. But for some people, the specter of mounting debt looms large over the [...]
Top five cities for Christmas shopping
Where can you go for a great Christmas shopping experience? Make your christmas shopping experience more memorable this year by turning it into an away trip to one of the UK’s best shopping / tourism destinations. See the sights, admire [...]
Mortgage deposit rules UK
What sources can I use to pay my house deposit? If you’re buying a home, whether it’s your first home or whether you’re trading up in size on the property ladder, you’re going to be saving for a deposit for [...]
Can you apply for a mortgage online?
Applying for a mortgage online If you’ve been hesitant to book an appointment with a mortgage broker because you’re worried about the amount of time away from work or home that a mortgage application would take, then the good news [...]
How do I keep my home warm in winter?
Keep your home warm in winter Let’s be honest, there’s nothing quite like the British weather at this time of year. The short days, unpredictable weather and lack of sunshine can really only mean one thing: it’s time to look [...]
Should I wait until after Christmas to move house?
Should I wait until after Christmas to move house? It’s that time of year again. The Christmas trees and lights are probably up and if you haven’t already begun or finished, then the Christmas shopping is definitely on that ‘to-do’ [...]
Self-employed Mortgage Advice
Why are self-employed people put off applying for a mortgage? Self-employed individuals often hesitate to apply for a mortgage. There seems to be a genuine belief that buying a house and applying for a mortgage is harder if you’re self-employed. [...]
Should you remortgage with a different lender or stay where you are?
What are the benefits of remortgaging? Recent changes in mortgage rates mean that, like millions of other borrowers, you could be paying more than you need on their mortgage and in fact, you would be better off remortgaging your property and [...]
What documents will I need to get a mortgage?
If you’re thinking of applying for a mortgage in the near future, let’s look at the documentation your mortgage broker is going to ask you to provide in support of your application. That way, you can prepare in advance [...]
Can I get a Directors Mortgage based on my dividend income?
If you’re in the market for a limited company Directors mortgage, at some point along the way you’re going to be wondering how your earnings are calculated for mortgage purposes, especially if you take the majority of your salary [...]
Director? Here’s how to get a mortgage.
Mortgages for directors are not complicated, however, you will have to be prepared and to permit access to all your company’s figures and your personal accounting information. Certain lenders can tend to see self-employed (which category Company Directors fall [...]
