Foreign National Mortgage
Our specialist advisors have vast experience arranging mortgages for foreign nationals who have moved to the UK and come up against the following problems:
- No indefinite leave to remain
- Less than 25% deposit
- Resident in the UK for less than 2 years
Now that the UK has left the EU many more people moving to UK will face difficulty obtaining a mortgage whilst living here on a Visa. But this does not mean that you cannot obtain a mortgage.
UK mortgage lenders will offer mortgages to foreign nationals who meet one of a number of requirements, you will be able to obtain a mortgage if you meet any one of the following:
- Resident for more than one year or
- Have a 25% deposit or
- Earn over £75,000 as an individual or £100,000 as a couple or
- Are applying with a partner who is a UK citizen or has indefinite leave to remain
In any of one of these circumstances we may be able to obtain a mortgage at a competitive rate with a mainstream lender.
We also have specialist schemes for people on Tier 2 working or Skilled worker Visas which allow us to obtain a mortgage with a 5% deposit