Many lenders will still treat someone in a professional role in the same way they would treat any other applicant. This can make obtaining a mortgage more difficult if you have a professional qualification and may chose to take on multiple income streams, but lenders will not necessarily treat these as guaranteed incomes. Whilst training for a professional qualification or you are newly qualified you may not have a permanent contract which can also be an issue with many lenders.
Specialist lending knowledge will help professionals in the following situations:
- Locum Doctors
- Doctors taking on agency work in addition to their NHS salary
- Doctors with additional self-employed income
- Newly qualified teachers
- Supply teachers
- Nurses with additional bank hours
- Firefighters with second jobs
- Professionals on a daily rate contract
Our specialist advisors will assess your payslips and contract to achieve the maximum you can borrow at the best interest rate available.
If you would like to be contacted by a mortgage advisor who is experienced and knowledgeable in this specific area, please use our find a mortgage tool to answer a few short questions.
As a mortgage is secured against your home/property it may be repossessed if you do not keep up the repayments.