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What documents will I need to get a mortgage?
If you’re thinking of applying for a mortgage in the near future, let’s look at the documentation your mortgage broker is going to ask you to provide in support of your application. That way, you can prepare in advance [...]
Can I get a Directors Mortgage based on my dividend income?
If you’re in the market for a limited company Directors mortgage, at some point along the way you’re going to be wondering how your earnings are calculated for mortgage purposes, especially if you take the majority of your salary [...]
Director? Here’s how to get a mortgage.
Mortgages for directors are not complicated, however, you will have to be prepared and to permit access to all your company’s figures and your personal accounting information. Certain lenders can tend to see self-employed (which category Company Directors fall [...]
Does being a Director affect my credit rating?
Being a company director may only negatively impact your credit rating if you’ve liquidated one / multiple companies and it’s had a knock-on effect on your personal disposable income. Other than this, there shouldn’t be a negative effect on [...]
How Can I Get a Mortgage with Bad Credit?
Bad Credit mortgages used to be nearly impossible to obtain. Nowadays, there’s a wide variety of lenders specialising in bad credit mortgages, meaning that you could still get a mortgage even if you have bad credit and have missed [...]
What Is A Help To Buy Mortgage?
Help to Buy is a government scheme designed to give first-time buyers a helping hand, or to assist home movers with limited equity. Under Help to Buy, you only need to provide 5% of a home’s value as a [...]
Had previous problems getting a mortgage?
If you have been told you are ineligible for a mortgage, speak to a specialist who can give you the help you need.
