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Should I wait until after Christmas to move house?
Should I wait until after Christmas to move house? It’s that time of year again. The Christmas trees and lights are probably up and if you haven’t already begun or finished, then the Christmas shopping is definitely on that ‘to-do’ [...]
Self-employed Mortgage Advice
Why are self-employed people put off applying for a mortgage? Self-employed individuals often hesitate to apply for a mortgage. There seems to be a genuine belief that buying a house and applying for a mortgage is harder if you’re self-employed. [...]
Should you remortgage with a different lender or stay where you are?
What are the benefits of remortgaging? Recent changes in mortgage rates mean that, like millions of other borrowers, you could be paying more than you need on their mortgage and in fact, you would be better off remortgaging your property and [...]
What documents will I need to get a mortgage?
If you’re thinking of applying for a mortgage in the near future, let’s look at the documentation your mortgage broker is going to ask you to provide in support of your application. That way, you can prepare in advance [...]
Can I get a Directors Mortgage based on my dividend income?
If you’re in the market for a limited company Directors mortgage, at some point along the way you’re going to be wondering how your earnings are calculated for mortgage purposes, especially if you take the majority of your salary [...]
Director? Here’s how to get a mortgage.
Mortgages for directors are not complicated, however, you will have to be prepared and to permit access to all your company’s figures and your personal accounting information. Certain lenders can tend to see self-employed (which category Company Directors fall [...]
Had previous problems getting a mortgage?
If you have been told you are ineligible for a mortgage, speak to a specialist who can give you the help you need.
