As a self employed brick-layer my income varies from month to month and year to year so I had no idea how mortgage lenders would assess my income. So I was struggling to understand if the results I was seeing on online mortgage calculators were accurate.
Once we hired Andrew things got a lot easier. He had experience of advising people in my situation and was quickly able to confirm the maximum amount I would be able to borrow.
Although I couldn’t borrow as much as I had hoped, at least I knew I was looking at the right value of properties to buy.