About Your Mortgage Application
I’m looking for a mortgage, what happens next? We’re here to take the pressure off you as well as making this process as easy and as smooth as possible. It can be hard work when you’re starting [...]
Understanding the different types of mortgages that are available
There are a wide variety of mortgages available right now, meaning that whatever your circumstances, we can work together to find you a mortgage - even if your circumstances seem unusual or tricky and even if you’ve been turned [...]
How can I get a mortgage if I’ve been declined?
Mortgage declined, now what? Being declined for a mortgage isn’t necessarily the end of your story and it’s well worth looking into the circumstances around the decision to decline you to see if there’s anyway to change that to [...]
How Do I get a Mortgage if I’m Self-Employed
If you work for yourself and are looking to remortgage or buy a new home, find out how you can get the right mortgage for your circumstances with this guide. What Is A Self Employed Mortgage? There’s actually no such [...]
Limited Company Mortgages, Mortgages for Directors of Limited Companies
Mortgages for directors are usually assessed the same way as self-employed applicants are, as you’re effectively employing yourself in your own business (hence self-employed). Certain lenders can see self-employed borrowers as high risk. It’s also quite common for self-employed individuals to [...]
Bad Credit Mortgages Explained
The good news is that the market is vast and there are deals out there for all kinds of borrowers, from those with clean credit to customers whose record is less than perfect. It doesn’t matter if a lender has [...]
Buy-to-let Mortgages Explained – What Is A Buy-To-Let Mortgage?
Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences. Who can get a buy-to-let mortgage? Anyone [...]
Do You Qualify for a Limited Company Mortgage?
Limited Company Director Mortgages Explained If you’re a Limited Company Director, where do you go for the right mortgage advice? Knowing a little bit more about the scenarios around this particular type of mortgage and how banks and mortgage [...]
Mortgage Advice
Mortgage Advice Explained. Residential mortgages are regulated products in the UK, and mortgage advice is a regulated service. If you apply for a mortgage without receiving any advice beforehand, this is termed an ‘execution only’ mortgage application. In most [...]
Remortgaging Advice
What Is Remortgaging? Remortgaging is the process of paying off what you currently have left on your property's existing mortgage with a new mortgage deal. Usually you’re looking to get a better deal and more preferential rates – perhaps [...]
How to get a Contractor mortgage
Contractor Mortgages explained. Find out how you can improve your chances of getting a mortgage to buy a home as a contractor or freelancer, as well as how banks will assess your application. Being a contractor can offer you [...]
Behind the Chancellor’s October UK Budget 2018
Behind the Chancellor’s October Budget It’s been a couple of weeks now since Philip Hammond’s October Budget divided the parties – and the country – so resoundingly in their opinions of his budget and its impact. [...]
An Overview of the August 2018 Base Rate Change
An Overview of the August 2018 Base Rate Change Background to the August Base Rate Rise The base rate is the Bank of England's official borrowing rate –that is, what it charges other banks and lenders when they borrow money. [...]
Fixed Rate and Variable Rate Mortgages
The Pros and Cons of Fixed Rate and Variable Rate Mortgages Looking for a mortgage? It’s a complex minefield of options, offers, opportunities and deals. How do you know which is the right one for you? How do you choose, [...]
New Website!
Right Mortgage UK have launched a new website! Find out more here.