New Tax Year
We’re now well into the new tax year, which started on the 6th April. This means it can be the perfect time to start looking at your mortgage options and how much you’d be able to borrow, if you’re self-employed. [...]
Bank of England increases base rate
If you didn't see the news yesterday, 17th March, the Bank of England has increased the base rate from 0.5% to 0.75%. The base rate, which can also be known as the bank rate, or base interest rate, is an [...]
Mortgages for Self Employed UK
Is it harder to get a mortgage if you're self-employed in the UK? If you’re self-employed, it can be more challenging in the early stages of the application as you will need to gather more forms of proof of income, [...]
Mortgages for Firefighters UK
Are there mortgages specifically for firefighters? If you’re a firefighter and you’re looking to buy a home or to remortgage, then it’s worth knowing that there are many UK mortgage providers offering mortgages to firefighters. It’s not just the High [...]
Mortgages for Police UK
If I’m a Police Officer, can I get a good mortgage deal? Sometimes Police Officers searching for a great mortgage or remortgage deal can find themselves struggling to get a lender to consider all of their income they earn given [...]
Mortgages for Accountants UK
Can I get a mortgage as an accountant? There’s absolutely no reason why, depending on circumstances, you won’t be able to get a good mortgage offer even if you’re a newly qualified accountant. Lenders are going to look at your [...]
My Home Value Has Increased, How Do I Take Advantage Of This?
If you’re a homeowner with a mortgage of any description, be it a variable rate or a fixed-rate mortgage, you’re well-advised to keep an eye on your house value as if it soars you could be in line for some [...]
Remortgaging while at home – hints and tips
At present, with everyone stuck at home for the foreseeable future, it may be a good time to start looking at your existing mortgage deal and thinking to yourself: am I really on the best possible deal I could get? It’s [...]
Bank of England Interest Rate Cut
On the 11th of March The Bank of England announced an emergency cut in interest rates in response to the coronavirus outbreak, the announcement reduced the base rate by 0.5% from 0.75% to 0.25%. This took borrowing costs back down [...]
Mortgages for Barristers UK
As a professional at the top of your career ladder, you can expect to get preferential rates and great deals on mortgages for Barristers when you’re applying within the UK. However, both Barristers and other legal professionals may face problems with some [...]
Mortgages for Doctors UK
Like all professions, being a Doctor has its pros and cons. Having lots of free time is not known to be one of the pros of the job, and having the time to dedicate to finding the right mortgage deal [...]
Mortgages for Nurses UK
Updated: May 2022 Because earnings can include overtime, unsociable hours and bank work, many nurses are on varying wages month to month and may consequently struggle to obtain a mortgage. We specialise in securing mortgages for nurses. As a [...]
Mortgages for Solicitors UK
Solicitors can benefit from some of the best lending solutions out there. As potentially among some of the country’s top earners, you deserve a mortgage solution that’s right for you. One of the main difficulties for Solicitors is being able [...]
Contractor’s Mortgage
Can I get a Contractors mortgage with 1 years accounts? If you’ve been a self-employed contractor for a year, can prove your income, have your accountants statements and tax returns in place, then yes we can look at proposing you [...]
Can I Get A Director’s Mortgage With 1 Years Accounts?
Directors Mortgage Q&A We’ve helped countless company Directors move into their dream home, some of them with just 1-year trading history. Because every situation is different, we look at your circumstances on their own merits, and we know the best lenders [...]
